As we all have to find ways of making our money go further in these difficult times, getting value for money is more important than ever.
At Chelsea, we are dedicated to giving you a quality, personalised service and discounts on your investments. We were the first intermediary to discount initial charges on unit trusts and bonds in 1983, and later PEPs and ISAs, saving our clients many millions of pounds they would have paid in charges had they bought direct from investment companies.
This work continues today and on this page you will find details of the discounts we offer on all our investment products.
We discount all our initial commission on funds bought within an ISA. This can save you up to an incredible £633 on a £11,520 ISA and increase the value of your investment by over £2,000* over the course of a decade.
*based on 7% p.a. return
For Discounts on individual funds please click here
We do not charge you for switching between funds within the Chelsea FundStore, powered by Cofunds. This is exclusive to clients of Chelsea.
Our discount on structured products is mostly in the form of an enhancement to your plan, so for example, if you invest £10,000 and the discount is 1.5%, your initial investment will be increased by £150 to £10,150. For more information on our current offers click here.
Venture Capital Trusts (VCTs):
VCTs usually have an upfront charge of around 5.5%, which again we reduce for our clients. We reduce the cost of purchasing a VCT by rebating the majority of our commission to increase your investment. This means that the discount is given in the form of additional shares, so for example, if you invest £10,000 and the discount is 3%, your initial investment will be increased by £300 to £10,300. For more information on our current offers click here.
Chelsea Pension Account:
On the Chelsea Pension Account there is no set-up fee, no contribution fee and no inactivity fee. We discount the full initial charge on all funds, saving you up to 5.5% and do not charge you for switching between funds. If you have over £50,000 worth of assets on our FundStore platform, you won't have to pay the annual wrapper fee, saving you a further £150 per year. For more information click here.