Resources

What would you do with a £200,000 lump sum? Spend it on a supercar? Tuck it away in the bank? Pay off your mortgage? Tell your boss you’re taking a five-year holiday?

Who knows what the next year will bring? We are only a few weeks away from 2026, so now’s the time to focus on your financial future.

We perform regular quantitative screens, which help to identify funds for further analysis. It's not just strong performance that we look for, but consistency of performance is very important, along with volatility and various other metrics.

Chelsea is not a financial adviser, but this doesn’t mean we can’t help you to invest. Rather than give you advice, Chelsea provides high-quality, independent research from our in-house team.

In the UK alone, there are over 3,000 different funds to choose from, so choosing the right one can feel daunting. At Chelsea, we have collated a number of different options.

It's not surprising that most people view the market as a risky gamble which may or may not pay off. read our guide to learn the basics of investing.

Recent data revealed that the highest outstanding student debt in the UK is more than £230,000. We explore ways to save to help your kids.

But where do you start as a DIY investor? There are an overwhelmingly high number of funds to choose from, so how do you find the ones which are right for you?

I’m sure we’d all like to think we are balanced and rational investors. In reality, though, as in every walk of life, we are susceptible to behavioural biases that can, at times, influence our decision-making.

According to the Office of National Statistics (ONS) one in three children born today will live to be 100. Those readers with a ‘glass half full’ attitude, or those who are familiar with the eight wonder of the world, compounding, might say that this gives our children longer to save a decent retirement pot.

We are regularly asked, "should I be putting my money into a pension or an ISA?", so we have explored these options in this guide.

As Albert Einstein once said, compound interest is the eighth wonder of the world. He who understands it, earns it.... he who doesn't pays it. I couldn't agree more and, in my opinion, it is possibly the most important concept people can learn about when it comes to their finances.