General Investment Accounts

For investors who have used their whole ISA allowance, have contributed to their pension and are now looking for somewhere else to save money, you could consider a General Investment Account (GIA).

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Important Information

Please remember that the value of investments will fluctuate and returns may be less than the amount originally invested. Tax treatment depends on your individual circumstances and the GIA and tax rules can change. Whilst we may draw attention to certain investment products, we cannot know which of them, if any, is best for your circumstances and must leave that judgement to you. If you are unsure about the suitability of any investment you should seek professional advice.

Designated investment accounts

Find out more

Where to invest?

In the UK alone, there are over 3,000 different funds to choose from, so choosing the right one can feel daunting.

At Chelsea, we have a number of different options.

Find out more

Rules for investing in a GIA

  • To hold a GIA you must be a minimum of 18 years old

  • There is no upper limit for what you can save in any given time period

  • A GIA is a generic account that allows you to invest into a range of fund(s), but is not wrapped for tax-efficient purposes

  • Savings may be liable to tax

How to invest

Once you know where you want to invest, there are a number of ways you can invest:

  • 1

    Log in here and search for the name of the fund you want to buy

  • 2

    Call us on 020 7384 7300 to buy over the phone or request an application form

  • 3

    Download an application form and post it to us, along with a cheque

Disclosure documents

View all
    • PDF
    • Chelsea Platform

    Chelsea Platform | General Investment Account application form

    • PDF
    • Chelsea Platform

    Chelsea Platform | General Investment Account transfer form

    • PDF
    • Aegon

    Aegon | General Investment Account (GIA) application form

    • PDF
    • Aegon

    Aegon | General Investment Account (GIA) transfer form