One of the main pension points in Mrs May's manifesto was to end the triple lock, which is linked to the state pension. Currently, the basic state pension is guaranteed to rise by either 2.5%, the rate of inflation or wage growth, whichever is higher.
The Conservative manifesto sought to drop the triple lock by 2020, at which stage the 2.5% option would be removed. This would see the basic state pension increase by the rate of inflation or wage growth.
With an increase in the state pension age and a potential decrease in the amount you receive at state pension age, individuals could end up working for longer, but receiving less.
However, the Conservatives may struggle to keep this in place with their 'confidence and supply' agreement with the DUP, who have opposed the plans. This will definitely be a point to keep an eye on, especially if you are nearing retirement age.
There were no major announcements on this front in the lead up to the election, but with tax relief costing over £35 billion a year* it may look like a tempting target when cutting spending.
This is something that the Conservatives have considered before, so if you want to take advantage of the current tax relief on offer, top up your pension before it is too late.
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