We often talk about finding a work-life balance and that’s a nice way to think about this fund, too. If you want to aim for higher growth than the cautious portfolio, but you’re not really an aggressive investor, the balanced fund seeks to achieve an equilibrium.
In the balanced fund, we aim to grow your money over the long term. At the same time, we don’t want you to lose sleep if the stock market tumbles, so we’ll strive to build a portfolio with lower volatility than equities†.
Delivering excellent returns is not just a case of making gains when the market does well. If you can also lose less when the market falls, you increase your chances of coming out ahead over the medium to long term. And by striking a sensible balance between different types of assets, that's exactly what w'll try to do in this fund.
As the name suggests, we will hold diverse, yet complementary, funds in this portfolio. These funds may contain UK and overseas equities, bonds, property, gold, targeted absolute return strategies and other investments. The target equity weighting is 50%-70%, but we will vary the mix of sectors, assets and investing styles over time to suit different market conditions.
We believe in transparency, so you can see a full list of what the VT Chelsea Managed Balanced Growth fund invests in below.
|Holding||% in fund||Asset class|
|Fidelity Index US||5.62||Equities|
|Merian Global Equity Absolute Return||5.53||Absolute Return|
|Man GLG UK Absolute Value||5.40||Absolute Return|
|Artemis Global Income||4.85||Equities|
|Fidelity Global Special Situations||4.62||Equities|
|JOHCM UK Dynamic||4.42||Equities|
|Investec Global Special Situations||4.39||Equities|
|Hermes Asia ex Japan Equity||3.99||Equities|
|RWC Global Emerging Markets||3.69||Equities|
|Franklin UK Managers' Focus||3.58||Equities|
|Merian Gold & Silver||3.39||Gold & Silver|
|BMO Global Equity Market Neutral||3.07||Absolute Return|
|Janus Henderson UK Absolute Return||3.02||Absolute Return|
|Royal London Short Duration Global High Yield Bond||2.76||Fixed Income|
|Jupiter Absolute Return||2.63||Absolute Return|
|John Laing Environmental Assets Group Ltd||2.53||Alternatives|
|Man GLG Japan CoreAlpha Professional||2.42||Equities|
|Foresight Solar Fund Ltd||2.29||Fixed Income|
|Invesco European Equity||2.29||Equities|
|Baillie Gifford Japanese||2.23||Equities|
|Smithson Investment Trust||2.05||Equities|
|Sequoia Economic Infrastructure Income Fund Ltd||1.91||Fixed Income|
|Target Healthcare REIT Ltd||1.90||Property|
|RWC Continental Europe Growth||1.90||Equities|
|H2O MultiReturns||1.88||Absolute Return|
|Goldman Sachs India Equity Portfolio||1.82||Equities|
|Merian Chrysalis Investment Co Ltd||1.58||Equities|
|Jupiter European Opportunities Trust||1.24||Equities|
|Greencoat UK Wind||0.46||Alternatives|
Information correct as at 28 February 2019. Please note percentages may not add up to 100% exactly due to round errors
It’s important to understand investments can go down as well as up in value. You may not get back the amount originally invested.
†Long term is 5+ years. The aim is to have lower volatility than global equities over a rolling 5-year period.
*Source of all performance data: FE Analytics on a bid-to-bid basis total return to 30/11/18, benchmark is the IA Mixed Investment 40-85% Shares
The VT Chelsea Managed Funds are for investors who prefer to make their own investment decisions, without personal advice.
Valu-Trac Investment Management Limited is the authorised corporate director (ACD) and investment manager of the VT Chelsea Managed Funds. Valu-Trac is authorised and regulated by the Financial Conduct Authority (FCA). Valu-Trac’s FCA registration is 145168. Chelsea Portfolio Management Services Limited will be the investment adviser for the VT Chelsea Managed Funds.