Four reasons you might not need a financial adviser
Chelsea is not a financial adviser, but this doesn’t mean we can’t help you to invest. Rather than give you advice, Chelsea provides high quality, independent research from our in-house team.
We investigate thousands of funds, meet and talk to hundreds of managers, and conduct regular sector analysis to find the funds we put on our research lists. Our Viewpoint magazine and regular e-newsletter also bring you our market commentary and diverse industry views to help you better understand your options and current trends.
Plus, we back this up with personal customer service to guide you through the investing process. Because we don’t provide advice, we don’t charge you for it, which means our services are cheaper than most financial advisers.
Here are four reasons you might not need a financial adviser:
1. You're happy making your own investment decisions
Many people know how they want to invest their money and don’t need to pay for advice. They make their decisions by carrying out their own research, or with the help of our in-house fund research – including the Chelsea Core Selection and the Chelsea Selection, where we’ve interviewed every manager listed.
2. You want to save money
Financial adviser fees vary greatly and depend on the type of adviser. Chelsea's annual service charge is all-inclusive. It is 0.4% of the value of your investments and this charge reduces as the size of your investment grows.
3. You just want to invest
A good financial adviser has the expertise to advise on all sorts of financial issues – pensions and retirement planning, tax planning, life assurance and so on. But some people simply want to use their ISA or pensions allowance quickly and easily. An execution-only broker like Chelsea is often exactly what they need.
4. You’re looking for a quick and easy investment solution
You may like to consider the VT Chelsea Managed funds . You just select one of the portfolios, decide how much you want to invest, and you're done!
Just because you don’t use a financial adviser, it doesn’t mean you’re on your own.
Investing through Chelsea is easy. You can do it online, by calling us on 020 7384 7300 9am–5pm Monday-Friday, or by sending us an application form and payment to Chelsea Financial Services, St James Hall, Moore Park Road, London SW6 2JS.
Important Notice
Chelsea Financial Services is authorised and regulated by the Financial Conduct Authority and offers an execution-only service. FCA reference number 114493. Past performance is not a reliable guide to future returns. You may not get back the amount originally invested. Tax treatment depends on your individual circumstances and may be subject to change in the future. Whilst we may draw attention to certain investment products, we cannot know which of them, if any, is best for your particular circumstances and must leave that judgement to you. If you are unsure about the suitability of any investment you should seek professional advice. For full terms and conditions please visit www.chelseafs.co.uk.