Sometimes, you want a place to park your savings where they have the potential to grow over the long term, but you’re not comfortable with the kinds of shorter-term swings you typically get in equity markets.
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In the most cautious fund, we aim to produce growth over the long term, but with lower volatility than equity markets†. While returns may not be as high as you could potentially get in the aggressive fund, you'll also be taking much less risk.
We will invest in a variety of assets to create a diversified portfolio. We carefully select assets that are less correlated, which means investments that don’t usually rise or fall in tandem – or at least not to the same extent. This reduces the risk that everything in the fund drops dramatically at the same time and helps to smooth your returns.
We focus on lower-risk funds that are defensive in nature. These funds' underlying assets may include UK and overseas equities, as well as bonds, property, gold and other investments. We are also likely to have a high weighting to targeted absolute return strategies that aim to produce positive returns in any market conditions.
We believe in transparency, so you can see a full list of what the VT Chelsea Managed Cautious Growth fund invests in below.
|% in fund
|Man GLG UK Absolute Value
|Liontrust Special Situations Fund
|Jupiter UK Special Situations
|Greencoat UK Wind PLC
|Fidelity Global Dividend
|iShares $ TIPS UCITS ETF GBP Hgd Inc
|Polar Capital Technology Trust PLC
|Invesco Physical Markets PLC
|FTF MC European Unconstrained
|TB Evenlode Global Equity
|iShares $ Treasury Bd 1-3yr UCITS ETF GBP Hgd Dist
|Bluefield Solar Income Fund Ltd
|Chrysalis Investments Ltd
|Supermarket Income REIT PLC
|Fidelity Asia Pacific Opportunities
|Man GLG Sterling Corporate Bd
|Invesco US Treas Bd 7-10 Year UCITS ETF Dist
|Artemis Target Return Bond
|TB Guinness Global Eq Inc
|Target Healthcare REIT Ltd
|Artemis Corporate Bond
|Hipgnosis Songs Fund Ltd
|Nomura Global Dynamic Bond
|Fidelity Index US
|Sequoia Economic Infrastructure Income Fund Ltd
|GCP Infrastructure Investments Ltd
|Doric Nimrod Air Two Ltd
|Renewables Infrastructure Group Ltd
|Invesco US Treas Bd 7-10 Year UCITS ETF GBP H Dist
|SDCL Energy Efficiency Income Trust PLC
|iShares UK Gilts 0-5yr UCITS ETF
|Allianz Strategic Bond
|Invesco UK Gilts UCITS ETF Dist
|Life Science REIT plc
|iShares $ Treasury Bond 20+yr UCITS ETF GBP H D
Information correct as at 30/11/2023. Please note percentages may not add up to 100% exactly due to rounding errors
While we anticipate this fund will have a lower volatility than equity markets, it's important to understand investments can go down as well as up in value. You may not get back the amount originally invested.
†Long term is 5+ years. The aim is to have lower volatility than global equities over a rolling 5-year period.
**FE Analytics 05/06/2017-30/11/2023 VT Chelsea Managed Cautious Growth vs IA Mixed Investment Investment 20-60% Shares total return in sterling
The VT Chelsea Managed Funds are for investors who prefer to make their own investment decisions, without personal advice.
Valu-Trac Investment Management Limited is the authorised corporate director (ACD) and investment manager of the VT Chelsea Managed Funds. Valu-Trac is authorised and regulated by the Financial Conduct Authority (FCA). Valu-Trac’s FCA registration is 145168. Chelsea Portfolio Management Services Limited will be the investment adviser for the VT Chelsea Managed Funds.